Finance & Insurance

Dental Financing and Affordable Payment Options

At Summit Dental Care, we believe that our services should be affordable for every patient. That’s why we offer flexible payment options to help reduce the cost of your treatment. Whether you use dental insurance, CareCredit, or any other payment method, our team will work with you to ensure you maximize your savings.


CareCredit is the most popular patient financing program in America, offering participants a variety of convenient payment plans to choose from. You can even pay for your dental care interest-free within a limited repayment window, or you can choose a low-interest option if you’d prefer more time. Either way, you won’t have to worry about any upfront costs or other hidden fees.

Applying for CareCredit online or over the phone is a quick and easy process. The automated system will allow you to find out if you’re approved right away. Just keep in mind that you must be at least 18 to apply online, or 21 to apply over the phone.

Dental Insurance

We work with a wide range of insurance providers for your convenience. To make things easy for you, we’ll bill your insurance company and file any claims on your behalf. If you don’t have dental insurance or your provider isn’t accepted at our practice, feel free to call our practice and ask us about additional payment options.

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Other Payment Options

In addition to CareCredit and insurance, there are other ways you can pay for your service:


Frequently Asked Questions

What if I don't have dental insurance?

Dental insurance isn’t a requirement to get treatment at our practice. It’s merely a convenience that allows many patients to reduce the overall cost of their dental care. If you don’t have insurance, you’ll still have access to all the same treatments as our insured patients — it just may cost you more out of pocket. You can also ask our staff about flexible payment plan options.

Will dental insurance cover all my costs?

Unfortunately, dental insurance usually won’t fully cover every treatment at our practice. In fact, some procedures may not be covered at all depending on the terms of your plan. The amount of payment you receive for any given treatment will vary depending on your insurance provider.

If you have any questions about your insurance, our team will be happy to help you maximize your benefits.

Is interest-free financing available?

Yes! Our practice is proud to work with CareCredit, the most popular patient financing program in America. This convenient third-party financier allows you to pay for your dental care in installments over an extended period of time, easing the pressure of payment.

Best of all, you won’t be charged any interest if you keep up with your monthly payments and cover the full cost of treatment within 24 months. Low-interest plans are also available with extended repayment windows of up to 60 months.

Do you accept Medicaid?

Unfortunately, at this time we do not accept Medicaid.

Schedule Your Appointment Today

If you are interested in learning more about our services, please call (208) 733-9999 and schedule your appointment today.